I used to go down to South Florida every summer to my grandparents house. The pool there was always in the low 90s in the summer. And it didn't get as hot as where you are, it would be in the low to mid 90s every day, but never got above that. The pool was not that refreshing cause it was so warm.

But believe me Momma, if you lived in south Florida you'd want AC. Imagine at midnight it's 80 degrees and the air is so humid and thick, you can swim in it. Not to mention all the bugs and other critters that would get in your house if you don't have AC.